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Last updated October 9, 2026

In short: everything on this site is general information to help you understand your options. It is not tax, accounting, legal, investment or financial advice, and reading it does not make you our client. Talk to a qualified professional about your specific situation before acting.

Not professional advice

The articles, graphics, checklists, calculators, newsletters and other materials published by Merchant Financial Advisory LLC ("MFA") on mfa-advisory.com, MFA Insights and our social media channels are provided for general educational and informational purposes only. They do not constitute tax, accounting, bookkeeping, legal, investment or financial advice, and they should not be relied on as a substitute for professional advice based on your individual facts and circumstances.

No client relationship

Reading our content, contacting us or attending a free consultation does not create a client or professional relationship. MFA provides professional services only under a signed engagement letter.

Rules change

Tax law, IRS and state guidance, accounting standards, and software features and pricing (including QuickBooks) change frequently. Content is accurate to the best of our knowledge as of the date shown on each piece. We may not update older content. Always confirm current rules with official sources, such as IRS.gov and your state tax agency, or with your advisor.

Your responsibility

Any action you take based on information on this site is strictly at your own risk. To the fullest extent permitted by law, MFA is not liable for any losses, penalties, interest or damages arising from the use of, or reliance on, this content.

Credentials and affiliations

Unless stated otherwise, MFA content is not prepared or reviewed by a licensed CPA or attorney. Mentions of third-party products or agencies, such as QuickBooks, Intuit or the IRS, are for information only and do not imply endorsement, sponsorship or affiliation. Nothing in our content is intended or written to be used, and cannot be used, to avoid penalties under the Internal Revenue Code.

Questions

If you'd like advice on your own situation, book a consultation or email info@mfa-advisory.com.